About Reliance Money
In the rapidly progressing Indian economy, every individual plays a crucial role in driving growth. But despite the commendable contribution to the Nation's economy, a majority of Indians do not get access to formal sources of funds. We are here to enable the growth of every individual who empowers the growth of the nation.
We have committed ourselves to the mission of making India independent, in its true sense by enabling every Small and Medium Enterprise (SME) & retail consumer realize their true potential and become self-reliant entities. For the last 9 years, through our customised and convenient financial solutions, we have helped create success stories out of over 4,00,000 MSMEs across the country and disbursed over Rs 88,000 crores to them.
By empowering our customers and helping them realise their business dreams, we hope to power India's journey towards self-reliance.
Retaining the core values of Reliance Commercial Finance Ltd., we have now adopted a new brand name to signify our wide range of financial solutions that cater to our customer's evolving financial needs.
Reliance Commercial Finance is now re-branded as Reliance Money.
Board of Directors
Director, Reliance Commercial Finance Ltd.
Rashna Khan is a Law graduate from Government Law College, Mumbai (University of Bombay) and is qualified as a solicitor with the Bombay Incorporated Law Society and Law Society London. She has worked with Mulla & Mulla & Craigie Blunt & Caroe and with Dhruve Liladhar & Co., in various capacities before she became partner of Mulla & Mulla & Craigie Blunt & Caroe in the year 2009.
She specializes in the field of civil litigation including attending matters in the High Court, Supreme Court Company Law Board, Income Tax Tribunal, Arbitration, Customs, Excise and Service Tax Appellate Tribunal Opinion and documentation work.
She is also on the board of Reliance Power Limited, Vidarbha Industries Power limited, Sasan Power Limited, The Supreme Industries Limited and Reliance Home Finance Limited.
Executive Director, Reliance Commercial Finance Ltd.
Dhananjay Tiwari, Executive Director, has more than 25 years of diverse experience in risk monitoring and containment, underwriting, new product development and credit and financial compliance. He is currently the Chief Credit Risk Officer of Reliance Capital Limited (RCL). He joined RCL from Vistaar Financial Services Pvt Ltd where he was the Chief Risk Officer. Dhananjay has worked with HDFC Bank for 14 years where he headed the underwriting division. Prior to joining HDFC Bank, he has handled business roles at Kotak, Ford Credit and GLFL. He has been a strong advocate of the concept of using technology for process improvisation for deriving higher operational efficiency, productivity and cost saving. Dhananjay holds a Bachelor of Engineering degree and a Master of Business Administration from The Maharaja Sayajirao University of Baroda.
Director and Chief Operating Officer (COO), Reliance Commercial Finance Ltd.
Sachin Bora is the Chief Operating Officer of Reliance Commercial Finance Ltd., a subsidiary of Reliance Capital Ltd. He joined Reliance Commercial Finance Limited in November, 2018 from Reliance Capital Ltd., where he was heading the Business Service Excellence function for the Group as Chief Business Excellence Officer since June, 2013. He played a crucial role in defining & implementing Business and Service Excellence strategy across Reliance Capital's line of businesses. His work ensured Reliance Capital's customer fulfilment processes were able to deliver world class customer experience and drive a culture of continuous improvement & innovation across all levels of the company.
Sachin joined the Reliance group in April, 2008 as Head of Quality & Knowledge Management in the Commercial and Home Finance division and in April, 2011, moved to lead the Business Excellence function in the Life Insurance business. He has played a vital role in laying out a strong foundation of robust processes during the start-up of Commercial & Home Finance businesses. Under his leadership the life insurance business has achieved a new high of Customer Engagement.
He has been instrumental in winning several accolades for the Group's Businesses over the years, including the coveted Quality Council of India - DL Shah National Award for Economics of Quality & Best Business Excellence Program at the World Quality Congress. Prior to joining Reliance, he served as Head - Complaints Management & Regional Head - Quality (West, North & East) at HDFC Bank. Sachin Bora brings with him 22 years of diverse experience in Operations, Customer Service, Marketing & Business Excellence across different sectors such as Manufacturing, Technology, Banking, Financial Services & Insurance. Sachin Bora is an Industrial Engineer with an MBA in Marketing. He is also a certified Lean Six Sigma Master Belt/Sensai.
Sushil Kumar Agarwal
Director, Reliance Commercial Finance Ltd.
Mr. Sushil Kumar Agrawal, aged about 70 years, is a practicing Chartered Accountant and the Senior Most Partner in M/s. N. D. Kapur & Co., Chartered Accountants. He has over the years developed special expertise in the Banking and Financial Services Industry. He has experience in servicing large and medium sized clients in the areas of Internal Audit, Concurrent Audits, IT Advisory, Taxation, Risk Management and Management Consultancy.
He is an Independent Director in many companies including Pranavaditya Spinning Mills Limited and Margo Finance Limited.
He is also a Trustee in many Public Trusts engaged in the field of Social, Environment, Education and Health.
Key Managerial Personnel (KMPs)
Mr. Sandeep Khosla, 38 years, Chief Financial Officer, is a member of the Institute of Chartered Accountants of India. He has around fifteen years of experience in financial sectors and has been part of senior management at Bajaj Finance, Tata Capital and ICICI Bank Limited before joining the Reliance Group.