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Fees & Charges

Description of Charges Charges
Prepayment Charges Prepayment charges won't be applicable to the below:
1. Indvl App with Indvl Co-App
2. Proprietorship App with Indvl Co-App
Only Indvl App
Prepayment charges will be applicable other than above and also, for Fixed Rate of Interest as per the sanction letter.
Part payments made within one year of the date of full Prepayment, shall be added to the principal outstanding for calculation of foreclosure charges.
Cheque Bounce Charges Rs 1000
Overdue Interest 26% p.a.
EMI Cycle Date Change Rs.500
Tenure/EMI Reschedulement 2% of POS
NOC Issuance charges First "Nil", Duplicate Rs.500
Legal / Collection/ Repossession & Incidental charges As per Actuals
Copies of Loan Documents/ Agreement/Retrieval of Share Certificate Rs.500/- per Loan Number
Charges on Part Disbursement Rs.750/-
Prepayment Statement Charges Rs.200/-

GST, as notified by the Government of India, is applicable on all fees, interest and other charges and is subject to change as per relevant regulations of the Government of India.

Terms and conditions apply.

All loans are disbursed at the sole discretion of Reliance Commercial Finance Limited. All information herein is subject to change without notice. Under no circumstances cash, bearer or blank cheque or kind should be given to any executive in connection with the loan application. Kindly note that all post dated cheques and transaction charge cheques should be crossed and issued in favour of “Reliance Commercial Finance Limited”.

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