Subscribe for latest updates

Text to Identify Refresh CAPTCHA Refresh CAPTCHA

*By signing up, I agree to receive e-mails from Reliance Money


Buying a two-wheeler? Tips to choose the right set of wheels

The condition of public transport in India is appalling to say the least. Dilapidated buses, and overcrowded trains, along with poor traffic conditions further discourage commuters. The unfavourable combination make two-wheelers a highly efficient mode of city transport.

A two-wheeler is agile, can squeeze into lanes and by-lanes, allowing you to get ahead quickly. It is a swift and apt vehicle for a small family for easy daily commute, quick shopping trips and the like. It is economical and easy to maintain.

With a plethora of options, there are a few pointers to be kept in mind while selecting your two-wheeler:


1.Assess your needs

Your preferences and needs will dictate which two-wheeler to buy. Some practical things to keep in mind are:

  • The primary purpose of the travel:For daily commuting within a city, a regular (read 100 to 125 CC) motorbike is sufficient.
  • Average daily travel time:Touring motorcycles are great for longer rides. For shorter ones, most two-wheelers work well.
  • The terrain:If you take the highway often, you will need a powerful engine in the 125 CC+ range. For local commutes, you can consider a gearless scooter with a 100 to 110 CC engine.
  • Storage space requirements:Most gearless scooters offer generous storage space. This comes in pretty handy. With bikes, this is completely missing.
  • Weight –Test ride a few vehicles to get a sense of the height and weight you can manage comfortable.
  • Pillion riders –Sport bikes and cruisers are not ideal with a pillion rider. Consider standard bikes and scooters that have comfortable pillion seats.
  • The primary purpose of the travel: For daily commuting within a city, a regular (read 100 to 125 CC) motorbike is sufficient.

The answers to these questions will point you in the right direction. Once you’ve defined the purpose of your two-wheeler, you need to know your options.


2.Two-wheeler type

Two-wheelers come in all shapes and sizes. They are primarily differentiated by their use. Scooters are available in three sects- small, mid-range and large. Bikes can be further classified (by use) into standard, sport, cruiser, touring, dual-sport and off-road.

Bike Type Advantages
Standard General all-purpose motorcycle, ideal for beginners
Cruisers Comfortable riding position with good stability
Sport Bikes High speed and acceleration with high-performance engines
Touring Motorcycles Designed to cover long distances
Off-road Bikes Designed specifically for natural surfaces
Dual-sport Bikes Combine the attributes of sport and off-road bikes


Once you’ve determined the type of motorcycle that is right for you, look closely at the features on offer. Apart from the primary physical attributes, you need to seek features like high mileage (on road conditions), sufficiently powerful engine, generous fuel tank, easy manoeuvrability, brakes, and the other essential safety equipment.

The purpose or use of the motorcycle will also influence the desired features. While a standard set of features can be expected in a specific price range across different brands, keep a look out for extras that brands throw in, to get the most out of your buck.


4.Service and maintenance network

Customer service is the cornerstone of any automobile company. The after-sales experience is what often influences a customer to recommend (or not) a particular brand. Proximity to a service centre is an extremely important consideration before buying a two-wheeler in India.

It is also wiser to go with a popular brand and model because this ensures that the spare parts and accessories are easily available and are economical. The resale value is also linked to this.



While you might have had a rough budget in mind before conducting the research, it is bound to change when you get to know your options. Type of the motorcycle, the features on offer, the brand, all play a part in the pricing. Also consider the insurance and taxes, in addition to parking and cost of fuel.

Small, less-powerful bikes are generally cheaper to maintain, and have lower insurance premiums. Second-hand motorcycles, while easier on the pocket, should be thoroughly inspected to determine their real value. Choose a reliable second-hand vehicles dealer to get the most value for your money.

Make a smart choice

There is no scarcity of options when it comes to two-wheeler models. Finalise your requirements and visit different selling channels (online and offline) to get the best deal. Do test ride the vehicle and ensure that it ticks all the boxes.

Talk to Reliance Money for step-by-step assistance in securing a loan for your dream two-wheeler.