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Fees & Charges

Particulars Construction Equipment Loans
Cheque Bounce Charges Rs 1000
Cheque Swapping Charges Rs 1000
Overdue Interest 26% p.a.
EMI Cycle Date Change Rs 2000
Reschedulement Charges 2% of Principal Outstanding
Duplicate NOC Rs.500
LPG Kit NOC charges NA
Cash Handling Charges 1% + applicable taxes for cash receipts more than Rs.50K (Max cash limit Rs 1,99,999.)
Outstation Cheque Charges Rs. 45 per cheque
Cheque revalidation charges Rs.300/- Applicable for other than "body payment" disbursement cheques
Prepayment Charges 5% within 12 months from date of disbursement and 3% after 12 months from date of disbursement
Loan cancellation charges Rs.2000
Loan reschedulement charges EMI Cycle Date Change Rs.2000
SPDC retrieval Charges for swap, matured, preclosure and customer induced cancellations i) Rs.300/- at the time of Preclosure/Swap/Matured/Customer Induced cancellations.
ii) Rs.450/- upto sixty days from the day of Preclosure/Swap/Matured/Customer Induced cancellations.
Changing Fixed Rate to Floating & Vice versa NA
Non Refundable Fee NA
Conversion charges NA
Copies of Loan Documents/ Agreement/Retrieval of Share Certificate NA
Charges on Part Disbursement NA
Prepayment statement charges NA

GST, as notified by the Government of India, is applicable on all fees, interest and other charges and is subject to change as per relevant regulations of the Government of India.

Terms and conditions apply.

All loans are disbursed at the sole discretion of Reliance Commercial Finance Limited. All information herein is subject to change without notice. Under no circumstances cash, bearer or blank cheque or kind should be given to any executive in connection with the loan application. Kindly note that all post dated cheques and transaction charge cheques should be crossed and issued in favour of “Reliance Commercial Finance Limited”.

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