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Fees & Charges

Particulars Charges
Cheque Bounce Charges Rs 450/-
Cheque Swapping Charges Rs 500
Overdue Interest 2% p.m.
EMI Cycle Date Change Rs 2000
Re-scheduling charges (Tenure/ EMI Change) 3% of Principal Outstanding
Duplicate NOC Rs.500
Outstation Cheque Charges NA
Cheque revalidation charges Rs.300
Loan Statement charges ( per statement) NIL
Prepayment Charges 5%+ GST
Loan cancellation charges Rs.2000
Loan reschedulement charges EMI Cycle Date Change Rs.2000
SPDC retrieval charges for swap, matured, preclosure and customer induced cancellations i) Rs.300/- at the time of Preclosure/Swap/Matured/Customer Induced cancellations.
ii) Rs.450/- upto sixty days from the day of Preclosure/Swap/Matured/Customer Induced cancellations.
Prepayment statement charges Rs. 200

Processing Fees for Education Infrastructure Loans is currently 1% (exclusive of applicable taxes) and may be changed from time to time based on business needs.

GST, as notified by the Government of India, is applicable on all fees, interest and other charges and is subject to change as per relevant regulations of the Government of India.

Terms and conditions apply.

All loans are disbursed at the sole discretion of Reliance Commercial Finance Limited. All information herein is subject to change without notice. Under no circumstances cash, bearer or blank cheque or kind should be given to any executive in connection with the Loan application. Kindly note that all Post dated cheques and Transaction charge cheques should be crossed and issued in favour of “Reliance Commercial Finance Limited”.

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