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Emerging Markets Business Loan Eligibility

Parameters Individual Applicant Non-Individual Applicant
Minimum Age 21 Years -Profitable Operations for 3 years,
-Stability of Operations (Geography) for at least 3 years
Maximum Age (on Maturity of Loan) 65 Years  
LTV 70 % on Residential Property
60% Commercial Property
70 % on Residential Property
60% Commercial Property
Profit (PAT) Positive for the past two years Positive for the past two years
FOIR 60% 60%

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