Emerging Markets Business Loan Eligibility
| Parameters | Individual Applicant | Non-Individual Applicant |
|---|---|---|
| Minimum Age | 21 Years | -Profitable Operations for 3 years, -Stability of Operations (Geography) for at least 3 years |
| Maximum Age (on Maturity of Loan) | 65 Years | |
| LTV | 70 % on Residential Property 60% Commercial Property | 70 % on Residential Property 60% Commercial Property |
| Profit (PAT) | Positive for the past two years | Positive for the past two years |
| FOIR | 60% | 60% |
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