Skip to Content

FAQs

Who can avail of Emerging Markets Business Loans?
  • Self-employed Individuals in the age group of 21 to 65 years (at the end of the loan tenure).
  • Partnership Firms, LLPs & Private Ltd. Companies & closely associated public limited companies
How much finance can I avail of?

Upto INR 300 Lacs

What are the tenure options?

Business loans range from a minimum of 5 years up to a maximum of 15 years.

How long will it take to process the loan?

Loans are processed within 7 working days of completing the documentation.

Do I need a guarantor?

Guarantor is mandatory for all the cases

Do I have the option of pre-paying the entire loan amount?

Yes. One can pre-pay the loan at any time after 6 months of availing of the loan. Foreclosure charges would be applicable.

How do I repay the loan?

You can make part pre-payments of a minimum amount of Rs 50,000 after 6 months from the date of first disbursement of the loan. This payment can be made only once in a financial year subject to a maximum of 25% of the balance outstanding against your loan amount at the start of the financial year.

How do I repay the loan?

Electronic Clearing System (ECS)

What are the stages involved in availing a loan?

The stages involved are:

  • Application
  • Processing
  • Documentation
  • Sanctioning of the loan
  • Disbursement
Where is our presence?

Tier 2 and 3 cities, Namely 40 Hubs and 200 Spokes across 13 states

Apply Now

Text to Identify Refresh CAPTCHA Refresh CAPTCHA
Fields marked with * are mandatory