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Emerging Markets Business Loan Interest Rates

Description of Charges Charges
Cheque Bounce Charges Rs 1000
Cheque Swapping Charges Rs 500
Overdue Interest 26% p.a.
EMI Cycle Date Change Rs. 500
Duplicate NOC Rs.500
LPG Kit NOC charges NA
Cash Handling Charges 1% + applicable taxes for cash receipts more than Rs.50K (Max cash limit Rs 1,99,999.)
Outstation Cheque Charges NA
Cheque revalidation charges NA 5% +GST
Prepayment Charges 5% +GST
Loan cancellation charges Rs.3000
Loan reschedulement charges EMI Cycle Date Change Rs. 500 per LAN
SPDC retrieval Charges for swap, matured, preclosure and customer induced cancellations i) Rs.300/- at the time of Preclosure/Swap/Matured/Customer Induced cancellations.
ii) Rs.450/- upto sixty days from the day of Preclosure/Swap/Matured/Customer Induced cancellations.
Changing Fixed Rate to Floating & Vice versa NA
Non Refundable Fee NA
Conversion charges NA
Copies of Loan Documents/ Agreement/Retrieval of Share Certificate Rs. 500 per LAN
Charges on Part Disbursement NA
Charges on Part Disbursement NA
Prepayment statement charges Rs 200

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