Emerging Markets Business Loan Interest Rates
| Description of Charges | Charges |
| Cheque Bounce Charges | Rs 1000 |
| Cheque Swapping Charges | Rs 500 |
| Overdue Interest | 26% p.a. |
| EMI Cycle Date Change | Rs. 500 |
| Duplicate NOC | Rs.500 |
| LPG Kit NOC charges | NA |
| Cash Handling Charges | 1% + applicable taxes for cash receipts more than Rs.50K (Max cash limit Rs 1,99,999.) |
| Outstation Cheque Charges | NA |
| Cheque revalidation charges | NA 5% +GST |
| Prepayment Charges | 5% +GST |
| Loan cancellation charges | Rs.3000 |
| Loan reschedulement charges EMI Cycle Date Change | Rs. 500 per LAN |
| SPDC retrieval Charges for swap, matured, preclosure and customer induced cancellations | i) Rs.300/- at the time of Preclosure/Swap/Matured/Customer Induced cancellations. ii) Rs.450/- upto sixty days from the day of Preclosure/Swap/Matured/Customer Induced cancellations. |
| Changing Fixed Rate to Floating & Vice versa | NA |
| Non Refundable Fee | NA |
| Conversion charges | NA |
| Copies of Loan Documents/ Agreement/Retrieval of Share Certificate | Rs. 500 per LAN |
| Charges on Part Disbursement | NA |
| Charges on Part Disbursement | NA |
| Prepayment statement charges | Rs 200 |
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