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Fees & Charges

Particulars Fees & Charges
Cheque Bounce Charges Rs 600/-
Cheque Swapping Charges Rs 500
Overdue Interest 26% p.a.
EMI Cycle Date Change NA
Reschedulement Charges NA
Duplicate NOC Rs.500
Outstation Cheque Charges Rs. 45 per cheque
Cheque revalidation charges Rs. 300
Loan Statement charges ( per statement) NIL
Foreclosure Charges Regular Customers prepayment allowed from disbursement date.
i) Before 6 months:5% of Principal Outstanding+GST
ii) After 6 Months :2% of Principal Outstanding+GST
Loan cancellation charges Rs.2000
Loan reschedulement charges EMI Cycle Date Change NA
SPDC retrieval Charges for swap, matured, preclosure and customer induced cancellations i) Rs.300/- at the time of Preclosure/Swap/Matured/Customer Induced cancellations.
ii) Rs.450/- upto sixty days from the day of Preclosure/Swap/Matured/Customer Induced cancellations.
Changing Fixed Rate to Floating & Vice versa NA
Non Refundable Fee NA
Conversion charges NA
Copies of Loan Documents/ Agreement/Retrieval of Share Certificate NA
Charges on Part Disbursement NA
Foreclosure statement charges NA

GST, as notified by the Government of India, is applicable on all fees, interest and other charges and is subject to change as per relevant regulations of the Government of India.

Terms and conditions apply.

All loans are disbursed at the sole discretion of Reliance Commercial Finance Limited. All information herein is subject to change without notice. Under no circumstances cash, bearer or blank cheque or kind should be given to any executive in connection with the loan application. Kindly note that all post dated cheques and transaction charge cheques should be crossed and issued in favour of “Reliance Commercial Finance Limited”.